An often overlooked area of advice are investments for businesses. There are alternatives to simply holding excess company money in a conventional bank account where the rate of interest is usually pitiful.
A company can invest into investments contracts much like an individual can however the company would be the policy holder which means it is still recorded on the balance sheets. Access is generally slower than that of a bank account however the money can usually be available within 7 days which should be manageable.
The benefit of such an investment is purely the potential of improved returns by opening up a massive range of investment opportunities covering low, medium or high risk strategies. We would only recommend such an investment for excess money that can be left alone for a good few years to maximise the returns potential (though access is allowed if required).
We offer a comprehensive range of investment products to suit all needs, whether it be putting something to one side for a future event or occasion, investing for children’s higher education, investing an inheritance or large family trust funds, we have the expertise to ensure the right solution is found.
During our discussions everything will be considered in order to ensure the best solution is offered in terms of flexibility, access, investment fund range and style, tax and capital growth or income requirements to name but a few. Next is a sample list of some investments we offer advice on, however other types are also considered as part of our advice process:
School Fee Planning
Inheritance Tax Planning
It is vitally important to review any existing investments to ensure they are still appropriate to your needs and are performing in line with your expectations. We will gladly take a look at any existing investment and offer you advice and support as part of our service.
Please note: FCA does not regulate taxation.