It is well publicised that the Governments Basic State Pension is reducing in value as time goes by, and that the majority of pensions in the UK are underfunded, so this places huge importance on individuals to ensure they are saving sufficiently to support themselves through retirement.

There are many ways to save for your retirement, and as the pensions industry is constantly evolving, it is imperative to make sure you receive the right advice.

PLEASE NOTE:

A pension is a long term investment. Once money is paid into a pension it cannot usually be withdrawn until age 55.

Personal Pension Plan

We are able to project possible future retirement funds, based on any number of factors, and together calculate what level of pension contribution should be made to achieve your goals. Independent analysis of the market will be conducted to ensure the right contract with the right provider is considered.

Personal Pension Switch

Many individuals have pensions from previous employment that aren't being monitored. We provide a comparison analysis service to determine if it would be advantageous for you to transfer your pension fund(s) to a more appropriate product and/or provider.

Our goal is to enhance the financial stability of the provider, ensure that you are receiving value from the contract charges, and assess the performance of the investment funds with the possibility of making improvements if appropriate.

Investment Funds

Whilst selecting the most appropriate provider and contract, the choice of investment fund is key from the outset. We ensure your attitude to investment risk is ascertained and an appropriate investment fund(s) is recommended. We regularly renew all aspects of your pension to ensure the highest quality is maintained throughout the term of the contract and to check it is still appropriate for your needs.